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7 Bad Decisions You Could Make in Your 30s and 40s to Derail Your Retirement

(C) Roger Richter/Corbis You can never start planning your retirement too early in your life. NEW YORK (TheStreet) — Decisions you make today will have an outsized influence on your retirement down the road. You can never start planning your retirement too early in your life. The earlier you invest, the better. However, beyond building your nest egg, there are plenty of ways that you can destroy your retirement plans in your 30s and 40s. In many ways, it is the fault of a broken financial system, which makes it too easy to get credit and defer loans and debt. Society has encouraged a reality that expects and demands expensive milestones, frequent turnovers of pricey items, and perceived necessities that aren’t so necessary. It has become too easy to adopt a shortsighted view of personal finances, and make mistakes that could be fatal for your financial future. Don’t let that be you. Here are some decisions you could make in your 30s and 40s that will destroy your retirement

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